ZL
CO · AVG

Time to Charge-Off

Charge-Offs category metric. Loss recognition timelines and balances.

Current
1,961 days
vs prior period-1.0%
z-score0.27
peer rank4 of 10
Peer scope
Directionality: Neutral. Z-scores use the modified MAD method against the peer pool.

Peer distribution

You highlighted
P10
1,489 days
P25
1,744 days
P50
1,899 days
P75
2,008 days
P90
2,261 days

Peer leaderboard

OVERALL
GENISYSCUMIDWEST_CENTRAL · $4B+
2,369 days
2.
BEONPATHSOUTHWEST · $1B–$4B
2,249 days
3.
ITCUSOUTHWEST · $500M–$1B
2,024 days
4.
Metro Credit Union (you)NORTHEAST · $1B–$4B
1,961 days
5.
IHMVCUMIDWEST_CENTRAL · $1B–$4B
1,940 days
6.
NUMERICACUNORTHWEST · $4B+
1,857 days
7.
WSECUNORTHWEST · $4B+
1,765 days
8.
MOBILITYCUSOUTHWEST · $100M–$500M
1,737 days

Where this metric appears

Charge-Off Quality
How long accounts ride before charge-off, balance at write-off, and agency assignment cadence.