ZL
Dashboard

Charge-Off Quality

How long accounts ride before charge-off, balance at write-off, and agency assignment cadence.

Period
Quarterly · 2025Q4
Peer scope
OVERALL
10 clients
Metrics tracked
4
Outlier signals
0
AVGBalance at Charge-Off
$8,857-6.0%
Rank 3 of 10peer pool
AVGDays DQ at Charge-Off
128 days+0.7%
Rank 5 of 10peer pool
AVGAssigned to Agency Rate
49.29%-2.1%
Rank 4 of 10peer pool
Drill in

Days DQ at Charge-Off

Period-over-period trend with peer benchmark overlay.
Current
128 days
Δ vs prior
+0.7%
Z-score
0.19
Peer rank
5 / 10
Full metric detail
Peer distribution
OVERALL · 10 clients
You highlighted
P25
122 days
P50
126 days
P75
132 days
Leaderboard — Days DQ at Charge-Off
Anonymized peer pool — your rank highlighted
NUMERICACUNORTHWEST · $4B+
136 days
2.
WSECUNORTHWEST · $4B+
136 days
3.
IHMVCUMIDWEST_CENTRAL · $1B–$4B
132 days
4.
MOBILITYCUSOUTHWEST · $100M–$500M
132 days
5.
Metro Credit Union (you)NORTHEAST · $1B–$4B
128 days
6.
LEWISCLARKCUNORTHWEST · $100M–$500M
123 days
7.
ITCUSOUTHWEST · $500M–$1B
123 days
8.
GOAFFCUSOUTHWEST · $500M–$1B
122 days

All metrics

Click any card to focus
Ask Akuvo

Pick a thread to pull on