ZL
CO · AVG

Balance at Charge-Off

Charge-Offs category metric. Loss recognition timelines and balances.

Current
$8,857
vs prior period-6.0%
z-score-0.39
peer rank3 of 10
Peer scope
Directionality: Lower is better. Z-scores use the modified MAD method against the peer pool.

Peer distribution

You highlighted
P10
$8,160
P25
$8,884
P50
$9,059
P75
$9,884
P90
$10,351

Peer leaderboard

OVERALL
GOAFFCUSOUTHWEST · $500M–$1B
$7,784
2.
GENISYSCUMIDWEST_CENTRAL · $4B+
$8,202
3.
Metro Credit Union (you)NORTHEAST · $1B–$4B
$8,857
4.
LEWISCLARKCUNORTHWEST · $100M–$500M
$8,967
5.
NUMERICACUNORTHWEST · $4B+
$9,037
6.
BEONPATHSOUTHWEST · $1B–$4B
$9,081
7.
ITCUSOUTHWEST · $500M–$1B
$9,121
8.
WSECUNORTHWEST · $4B+
$10,139

Where this metric appears

Executive Overview
Cross-category portfolio health: outlier signals, peer rank movement, and the metrics most likely to need attention this period.
Charge-Off Quality
How long accounts ride before charge-off, balance at write-off, and agency assignment cadence.