ZL
CO · AVG

Assigned to Agency Rate

Charge-Offs category metric. Loss recognition timelines and balances.

Current
49.29%
vs prior period-2.1%
z-score0.78
peer rank4 of 10
Peer scope
Directionality: Higher is better. Z-scores use the modified MAD method against the peer pool.

Peer distribution

You highlighted
P10
27.42%
P25
32.87%
P50
39.30%
P75
49.94%
P90
51.54%

Peer leaderboard

OVERALL
IHMVCUMIDWEST_CENTRAL · $1B–$4B
57.47%
2.
ITCUSOUTHWEST · $500M–$1B
50.89%
3.
BEONPATHSOUTHWEST · $1B–$4B
50.15%
4.
Metro Credit Union (you)NORTHEAST · $1B–$4B
49.29%
5.
GOAFFCUSOUTHWEST · $500M–$1B
42.69%
6.
GENISYSCUMIDWEST_CENTRAL · $4B+
35.91%
7.
MOBILITYCUSOUTHWEST · $100M–$500M
35.54%
8.
NUMERICACUNORTHWEST · $4B+
31.98%

Where this metric appears

Charge-Off Quality
How long accounts ride before charge-off, balance at write-off, and agency assignment cadence.