ZL
BK · RATE

Ch.7 Filing Rate

Share of active accounts that filed Chapter 7 in-period.

Current
0.70%
vs prior period-4.1%
z-score0.67
peer rank8 of 10
Peer scope
Directionality: Lower is better. Z-scores use the modified MAD method against the peer pool.

Peer distribution

You highlighted
P10
0.35%
P25
0.45%
P50
0.51%
P75
0.66%
P90
0.85%

Peer leaderboard

OVERALL
GENISYSCUMIDWEST_CENTRAL · $4B+
0.26%
2.
IHMVCUMIDWEST_CENTRAL · $1B–$4B
0.36%
3.
LEWISCLARKCUNORTHWEST · $100M–$500M
0.44%
4.
ITCUSOUTHWEST · $500M–$1B
0.48%
5.
NUMERICACUNORTHWEST · $4B+
0.49%
6.
MOBILITYCUSOUTHWEST · $100M–$500M
0.52%
7.
BEONPATHSOUTHWEST · $1B–$4B
0.54%
8.
Metro Credit Union (you)NORTHEAST · $1B–$4B
0.70%

Where this metric appears

Executive Overview
Cross-category portfolio health: outlier signals, peer rank movement, and the metrics most likely to need attention this period.
Bankruptcy Watch
Filing rates, time-to-filing, and case-creation latency benchmarked against your asset-tier peers.